Covers non-contractual damage caused to third parties in the course of the insured activity, including liability of the building operator.
Cover can be tailored to the building rental contract.
Indemnifies Employees on behalf of the Employer for liability claims made against them in connection with their employment and reimburses for health care costs passed to the Employer in the event of an OEP (National Health Insurance Fund) recovery.
Covers risks of losses caused to the recipient of the service during the performance of the service contract, i.e., liability risks under the contract.
It can cover pollution occurring during the insured activity and, on request, even the discharge of pollution that was not previously known
Covers damage caused by the product manufactured and/or sold throughout the world, including, on request, the Anglo-Saxon territories (USA, Canada), as well as punitive damages.
Protects the private assets and legal costs of a senior manager who, as a senior manager, member of the supervisory board, or executive employee of a company, is proven to have caused damage to his/her own company.
Include compensation for own losses: recovery of lost data, notification of data subjects, fines imposed by the Data Protection Authority (DPA), IT security experts, and legal costs. Further additions are possible: multimedia liability, and power failure (shutdown costs).